Insights & Observations Blog

Insights & Observations

Context and perspective to improve behavioral  finance patterns and  make smarter financial decisions. A focus above the fray, on what matters most for effective financial outcomes and goal achievement.

  • ★ Featured blog post

    Lessons from a flat tire – gaining perspective on market volatility

    Is recent market volatility making you anxious? Gaining some perspective could help relieve that anxiety and ensure that you remain on track to reach your financial goals. Your financial journey is a lot like a long road trip. On your route from point A to point B, even while driving wisely, it is normal to […]

    ★ Featured blog post

    Updated annual savings limits for 2019

    The IRS recently released the indexed dollar limits for qualified retirement plans for 2019. The amounts remain largely unchanged, due to low inflation rates, but personal investors and retirement plan fiduciaries should review the update for smart saving opportunities. 401(k), 403(b), 457 Plan deferral Limit: 2018: $18,500, 2019: $19,000 “Catch-up” Contribution >age 50: 2018: $6,000, […]

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    Six Things You Can Still Do for Your Year-end Financial Planning

    There are still a few weeks to go before we step into 2019 and that means you still have opportunities to make sure you’ve done what you can to take advantage of some financial benefits. While the Tax Cuts and Jobs Act of 2017 (TCJA) made prepaying taxes less attractive due to low deduction limits […]

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    Article library & special past blogposts

    News articles to help you and others make better financial decisions. Topics include investor behavior, smart financial choices, investor pitfalls to avoid, inter-generational wealth issues, fiduciary process, and other topics.

    ★ Featured blog post

    What to make of “Brexit”

    SUMMARY: The United Kingdom’s vote last week to leave the European Union has global significance, but it may take years to know the full impact. The U.K. is likely to feel long-term affects. In the short term, uncertainty about the degree of global ripple-effect makes investment markets nervous. Thoughts and general guidance are outlined below: […]

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    Market volatility: Breathe deeply and don’t do a thing

    Given the recent increase in market volatility, we thought you might find the article below to be helpful.

    ★ Featured blog post

    You choose: Fiduciary vs. suitability standards of care

    There are two very different standards of care, when it comes to financial professionals: “Fiduciary” (registered investment advisors, regulated by the SEC) and “suitability” (brokers, “self-regulated”). Below is a combination of re-organized Washington Post excerpts that summarize it well: Fiduciaries have a much stricter duty and legal obligation than do those who operate under suitability […]

    ★ Featured blog post

    Welcome to Bridged Currents

    Insight and observations from The Advisory Group.

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